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Gavias Blockbuider URLA Resources

Introducing the new URLA

The All New Uniform Residential Loan Application (Form 1003) - Available in 2019

Starting July 1, 2019, both Fannie Mae and Freddie Mac will allow the use of the redesigned Uniform Residential Loan Application ("URLA") published jointly by the Government-Sponsored Enterprises ("GSEs"). Effective February 1, 2020, all loans with an application date on or after February 1, 2020 and purchased by Fannie and Freddie must contain the redesigned URLA.

DocMagic Current Updates

In order to support our clients, DocMagic is working hard to provide users with access to the redesigned URLA ahead of the implementation dates. As such, DocMagic is proud to announce the following key details in our ongoing work to create, support, and provide clients with early access to key, industry-related changes. For up-to-date information, please bookmark this page and check in frequently.

DocMagic Milestones:

  • January 2019 - DocMagic completes data mapping in support of MISMO data conveyance
  • November 2018 - DocMagic begins updates to DocMagic Online screens (DMO) in support of new URLA fields
  • August 2018 - DocMagic completes data analysis and updated application design
  • June 2018 - DocMagic completes gap analysis of supported data fields/additions to new URLA
  • December 2017 - DocMagic adds new content and dynamic layout features present on the redesigned URLA
  • August 2017 - DocMagic completes layout of the redesigned URLA


Fannie Mae Implementation Timeline

FannieMae Implementation Timeline


Freddie Mac Implementation Timeline

FreddieMac Implementation Timeline

Sample of the First Page of the URLA

URLA sample

Links and Resources

Form 1003 Samples (click and download)



Additional Resources/Articles



Wizard Articles



The Redesigned URLA

The URLA has been updated to include some new (and removing some old) information borrowers must furnish in the application process, in the aim of providing greater clarity and easier use during this time.


The URLA accomplishes this by organizing information borrowers must provide, acknowledge, and agree to, compared to information the lender must collect and verify during processing and underwriting of the loan.


In addition, the GSEs have updated sections of the URLA to help lenders increase turn-around times by capturing more complete application information from borrowers by bolstering certain areas of the application such as income verification, military service, assets and liabilities, and more in depth property information.


A sample of the current form can be seen to the left, and a completed form may be downloaded using the links above.


And remember to prepare by:


  • Identifying any data you do not currently collect
  • Subscribe to DocMagic's mailing list
  • Check DocMagic's website for updates

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